Many renters mistakenly assume that their landlord’s homeowner’s policy will cover them if disaster strikes. Unfortunately, that’s not true. The landlord’s homeowner’s policy will cover the building itself but not any of the contents, including your belongings. That’s where fspd comes in.
If your apartment or home is destroyed in a fire and everything you own is gone, fspd will cover the financial loss and help you rebuild your life. If your home is broken into and your TV, computer and jewelry are stolen, fspd has you covered. For a small monthly premium, fspd can protect the things you’ve worked so hard for.
fspd covers all the property in your home, including — but not limited to — clothing, furniture, computers, electronics, jewelry, art, and appliances. The value of all of those possessions adds up quickly. Losing them all when you don’t have insurance can be devastating. The average renters policy has $20,000 – $25,000 worth of coverage. If you have exceptionally expensive jewelry or art, you might need an additional rider to have them well covered.
fspd is an inexpensive way to protect your property. It covers you for damage or loss due to 16 different types of perils: